Credit Card Payoff Calculator

Estimate your payoff date and total interest based on your balance, APR, and monthly payment.

Inputs

Balance

APR

Monthly Payment

Payoff date

2029-03-18

Months

Total interest

2,135.18

Month	Date	Payment	Interest	Principal	Balance
1	2026-04-18	200	104.13	95.87	4,904.13
2	2026-05-18	200	102.13	97.87	4,806.26
3	2026-06-18	200	100.09	99.91	4,706.35
4	2026-07-18	200	98.01	101.99	4,604.36
5	2026-08-18	200	95.89	104.11	4,500.25
6	2026-09-18	200	93.72	106.28	4,393.97
7	2026-10-18	200	91.50	108.50	4,285.47
8	2026-11-18	200	89.24	110.76	4,174.71
9	2026-12-18	200	86.94	113.06	4,061.65
10	2027-01-18	200	84.58	115.42	3,946.23
11	2027-02-18	200	82.18	117.82	3,828.41
12	2027-03-18	200	79.73	120.27	3,708.14
13	2027-04-18	200	77.22	122.78	3,585.36
14	2027-05-18	200	74.67	125.33	3,460.03
15	2027-06-18	200	72.06	127.94	3,332.09
16	2027-07-18	200	69.39	130.61	3,201.48
17	2027-08-18	200	66.67	133.33	3,068.15
18	2027-09-18	200	63.89	136.11	2,932.04
19	2027-10-18	200	61.06	138.94	2,793.10
20	2027-11-18	200	58.17	141.83	2,651.27
21	2027-12-18	200	55.21	144.79	2,506.48
22	2028-01-18	200	52.20	147.80	2,358.68
23	2028-02-18	200	49.12	150.88	2,207.80
24	2028-03-18	200	45.98	154.02	2,053.78

Showing first 24 months. Download the CSV for full details.

Connect your accounts to DimeDock and automatically track your debt payoff journey with real balance updates.

Assumptions