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Free Financial Tools

Fast, privacy-first tools for budgeting, debt payoff, and expense tracking. No sign-up required.

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Available Tools

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50/30/20 Budget Calculator

Calculate how to split your income into needs, wants, and savings using the popular 50/30/20 rule.

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Emergency Fund Calculator

Determine how much you should save for emergencies based on your monthly expenses and income stability.

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Savings Goal Calculator

Calculate monthly contributions needed to reach your savings target by a specific date.

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Subscription Cost Calculator

See the true annual cost of all your subscriptions and discover how much you could save.

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Subscription Cancellation Savings

Calculate how much you could save by canceling unused subscriptions over time.

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Net Worth Calculator

Calculate your total net worth by adding up all assets and subtracting liabilities.

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Budget vs Actual Tracker

Compare your planned budget against actual spending by category to identify overspending and optimize your finances.

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Subscription Detector

Scan transactions to find recurring charges and subscriptions you might be forgetting about.

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Credit Card Payoff Calculator

Estimate payoff date, total interest, and a payment schedule based on your balance and APR.

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Snowball vs Avalanche

Compare debt payoff strategies across multiple debts and see which saves more time and interest.

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Budget Category Generator

Generate a starter category list for your lifestyle and export it for spreadsheets or apps.

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Monthly Budget Template

Download a monthly budget template compatible with Google Sheets and Excel.

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Expense Tracker Template

Download an expense tracker template aligned with DimeDock import format.

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Ready to track everything in one place?

Use DimeDock to track expenses, budgets, and goals with your own data.